Underwriting AI

Operations Run on Sixfold.  Strategy Runs on People.

Sixfold is the AI brain that processes submissions  while underwriters build more profitable portfolios.

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TRUSTED BY LEADING INSURERS

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RAPID IMPLEMENTATION

How The AI Brain Works

Learns Your Risk Appetite

Sixfold ingests underwriting guidelines in a secure, isolated environment - you’ve got full control of your data.

Assesses Every Submission

AI agents triage cases, surface risk insights, and cite sources so underwriters know exactly where information comes from.

Takes Action

Agents don't just analyze, they research, write referrals, update documentation, and move cases forward autonomously.

Recommendation card featuring a pink robot with a safari hat pointing, advising to refer to a senior underwriter because 55% of operations are roofing, which exceeds the 50% authority threshold.

INSURANCE LINES

From GL to Cyber to Life & Beyond

Property & Casualty Product

Assesses submissions against appetite, surfaces cited risk insights, and deploys AI agents to handle research, referrals, and more.

Dashboard screen for Property Management, LLC showing risk details with a marginal fit score of 2 and highlighted guideline signals about construction type, building distance, sprinkler system, number of stories, year built, and news.

Life & Health Product

Brings medical evidence together into one clear health story, making underwriting decisions faster and more consistent.

Medical risk assessment dashboard for Tina Wendelboe, a 47-year-old female showing vitals, medical history of cardiovascular disease, COPD, chronic kidney disease, and other conditions.

USE CASES

How Market Leaders Underwrite

Submission Triage

Scores every submission from 1–5 against your underwriting guidelines, so underwriters know instantly where to focus their time. High-fit risks rise to the top, while low-fit submissions move through with minimal touch.

"We implemented an internal mandate: any submission scoring a 5 requires no manual review and is automatically sent to quote. This created a noticeable lift in low-touch processing, freeing up underwriter capacity to focus on higher-touch submissions."

— Underwriting Manager, Cyber

Risk Insights

Searches both submitted documents and the web to surface appetite-aligned risk signals and insights. Every finding is cited and structured for easy review, so underwriters get what they need to know about a risk without the manual research.

"Sixfold gives me a clear and structured view of risk information, helping me focus on the most relevant details and make informed underwriting decisions faster."

— Senior Underwriter, E&S

Referral Automation

Automatically flags submissions that fall outside an underwriter’s authority based on the insurer's referral rules. Clearly explains why the case needs escalation and automatically prepares the referral email.

"Sixfold not only detects referral conditions but also generates a fully composed email explaining the logic behind each trigger, saving hours of manual effort per referral."

— Underwriter, Property

Audit and Compliance

Audits cases as they're processed, flagging compliance issues before binding. Underwriters get actionable flags on submissions, while leadership gets aggregated insights to spot trends and address systemic issues.

"We wanted to bring compliance findings closer to the underwriting decision, catch issues before binding, not after. Sixfold lets us do that at scale across our entire book."

— Operations Manager, Specialty Lines

Results You’ll See

50% Improved Efficiency

Underwriters reach decisions faster by spending less time on manual work.

45% Faster Onboarding

New underwriters get up to speed in weeks, with consistent guidance from day one.

30% More GWP per Underwriter

Underwriters process more submissions and select better risks.

TRUSTED BY UNDERWRITERS

Built on Strong Foundations

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Responsible AI Framework

We maintain strict data governance with customer data isolation and security. As AI regulation evolves, we're proactive about compliance, model documentation, and bias monitoring.

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