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Beyond the Policy

The Minds and Motivations Shaping Underwriting Today

Conversations from inside the world of underwriting.

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Zach Kramer
Zach Kramer
Lead Cyber Underwriter @Proof Insurance Solutions
"As a lead cyber underwriter at a smaller MGA, prioritizing your time and accounts is key."
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Karen Hawk
Karen Hawk
Senior Underwriter @Markel Specialty
"When we assess a risk, it’s not just about what we receive. It’s about helping the customer and making sure they’re covered for what they need."
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Melissa Butcher
Melissa Butcher
Senior Underwriting Risk Specialist @Munich Re
"Everything is instant now, from grocery deliveries to online shopping, so customers expect life insurance to be just as easy."
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Jennifer Hoolehan Kyung
Jennifer Hoolehan Kyung
Founder and CEO @NextGen Underwriting
"If there’s one thing that stands out, it’s the level of volatility we’re dealing with now. "
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Mike Cruz
Mike Cruz
Underwriting Manager @Zurich North America
"One person even reached out to tell me they’re working in underwriting because of my content and tips."
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Alex Sarafoglou
Alex Sarafoglou
Head of Delegated Underwriting @Sompo International
"One common misconception I'd like to dispel about underwriting is the notion that it's simply a way to make a quick buck."
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Caroline Thompson
Caroline Thompson
Chief Underwriting Officer @Elixir
"As underwriting leaders, we can't be reactive—we need to find ways to identify exposures before they result in a loss."
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Alex Fitzpatrick
Alex Fitzpatrick
US Casualty Underwriter @Apollo Syndicate 1969
"It’s essential that underwriters speak the language of data – knowing how it’s useful and how it applies to specific risks and wordings."
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Kevin Cornell
Kevin Cornell
Program Underwriter @NSM Insurance Group
"Currently, I specialize in underwriting for social services, a sector I am passionate about due to my lifelong commitment to giving back."
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Kelly Davis
Kelly Davis
Senior AVP, New Business and Underwriting Innovation @EXL
"For new people in the industry I would like to highlight the importance of being open-minded."
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