Research Agent: From Hours of Digging to Seconds of Insights
In commercial underwriting, submissions rarely contain everything underwriters need to properly assess risks. Critical information such as SEC filings, cyber incidents, litigation history, or executive misconduct aren't in the application, and finding that data falls on the underwriter.
The stakes are high: miss one key detail, and underwriters are suddenly pricing a completely different risk. The research to uncover this information means hours going through public sources such as news archives and databases.
All while brokers demand quotes fast in an increasingly competitive market.
Why We Built it
With Research Agent, underwriters have a research partner who finds the gaps in the submission, locates the missing pieces, and brings back the insights that matter for the decision.
The agent does the external research work on the underwriter’s behalf. By filling critical information gaps and applying research from the public web and connected third-party data sources into Sixfold’s overall risk assessment, underwriters are given a complete risk picture for more precise appraisal. Underwriters can view the exact origin of any piece of information, with clickable links that take them directly to the original source for verification or further detail.
The result? Quotes go out faster, underwriters make more consistent calls, and decisions get made without wondering what might have been missed.
“Research Agent has been one of our most anticipated features, especially for customers in specialty lines with complex cases where extensive research is needed to get a complete picture of the risk.
We expect the agent to save them at least two hours per submission.”
- Alex Schmelkin, Founder & CEO at Sixfold
When Research Makes Or Breaks The Quote
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Sixfold’s Research Agent is designed to support commercial lines of business where external data is essential in risk evaluation and quoting. Lines of business we’re seeing the highest demand for include:
General Liability - Public web research to capture OSHA violations, litigation history, and negative press coverage
Cyber - 3rd party cyber threat intelligence plus broader public web research for cyber breach disclosures and corporate litigation involving cybersecurity lapses
E&S Property - Public and/or 3rd party data on location and climate based risks (flood, wildfire, crime, etc.), permit history, and company mentions in the news
Directors & Officers (D&O) - News on executive misconduct, class-action lawsuits, SEC filings, and shareholder news
Healthcare & Life Sciences - Public records of malpractice lawsuits, regulatory actions, patient safety concerns, and news coverage related to clinical trials or product safety
While Competitors Prep, You Price
Research Agent delivers wins across the board, immediate time savings for underwriters and competitive advantages insurers.
“We’re seeing growing demand for research-heavy underwriting. With this launch, we accelerate the time to quote while elevating decision-making with richer context.”
- Lana Jovanovic, Head of Product at Sixfold
Focus on what matters: Those hours gained back per case? That's time underwriters can spend on what they do best: making smart risk decisions, strengthening broker relationships, and building customer connections instead of drowning in research tasks.
Speed wins deals: Reduced manual research burden means underwriters can respond faster to brokers, increase their quote volume, and capture more bound premiums. For carriers competing on both responsiveness and quality, this means winning more of the right business.
Same quality, every time: Every underwriter now has access to the same thorough research process. No more inconsistency based on who's handling the case or how much time they have to dig. Better decisions, whether it's one case or a thousand.
Improved portfolio performance: Sixfold’s comprehensive risk assessment, now with the added capability of public web research and connected third-party data, equips underwriters with a deeper understanding of each risk.
Contact Sixfold to see the Research Agent in action.
