Published on: 
November 21, 2024

Just Launched: Beyond the Policy 🚀

5 min read

Here at Sixfold, we talk to underwriters all the time—on calls, in meetings, at conferences, and through feedback on everything we create. Why? Because understanding the real challenges underwriters face is at the core of what we do.

From those conversations, we realized there’s no central digital space where underwriters can stay updated on industry innovations, exchange insights, and find tools to grow their careers.

That got us thinking — what if we built that place?

So, we did! I’m super excited to introduce Beyond the Policy, Sixfold’s innovation hub designed exclusively for underwriters. Here’s what you can expect:

Real Stories From the Frontlines

Why? Great advice comes from those who’ve faced the same challenges. That’s why Beyond the Policy features interviews with experienced underwriters who share their perspectives on the challenges and opportunities shaping the industry today. These Q&As provide practical insights, lessons learned, and tips you can apply directly to your own work.

We began our interviews with underwriters from major players like Sompo International and NSM, as well as from smaller MGAs and consultancies, ensuring a diverse (and always personal) perspectives.‍

AI Crash Course for Underwriting Leaders

Why? AI is transforming underwriting, but getting started can feel overwhelming. To help, we’ve created a crash course specifically for underwriting leaders. It’s designed to provide clear, actionable steps for getting started. 

This course brings together insights from top AI experts across diverse fields, including the Head of AI at Sixfold and a Lead AI Counsel at Debevoise & Plimpton. Whether you're new to AI or looking to enhance your approach, this resource is a great starting point.

Will we launch more courses in the future? Absolutely - stay tuned for our next one.

The Best of the Web for Underwriters

Why? The internet is full of information, but finding what’s truly relevant can be a challenge. That’s why we’re doing the work for you. Beyond the Policy features curated content tailored to underwriters, pulling together key industry updates and trends - and updating it frequently. Fresh content, every week! 

This week's recommended content includes a great episode from The Insurance Podcast featuring Send (underwriting insurance software) and an article from Deloitte on the insurance outlook in 2025.

Monthly Emails You’ll Actually Want to Read

Why? We know you’re busy, so we’ve packed our monthly emails with the best of what Beyond the Policy has to offer. Expect updates on the latest Q&As, new resources like the AI crash course, and handpicked articles that are worth your time.

These emails are designed to keep you ahead (without adding to your email load).

➡️ Beyond the Policy is now live!

If you’re an underwriter, I invite you to check it out, sign up for our monthly emails and hopefully learn a new thing or two.

Enjoy!

Share this post
Maja Hamberg
Head of Marketing
Use Case
Current Process
With Narratives
Quoting
Currently, risk factors are pulled together manually to decide if a case should be quoted.
Automatically summarizes key risk drivers upfront, providing a clear snapshot to prioritize cases faster.
Peer Reviews
Peer reviews are slowed by unstructured summaries; reviewers often have to go back to source documents.
Risk factors and case notes are presented clearly and consistently.
Referrals
Referral memos vary between underwriters; approvers often have to sort through inconsistent write-ups to understand the case.
Consistent case summaries make it easier for approvers to see the full risk story and sign off faster.
Decision Documentation
Underwriting rationale is often recorded unevenly; teams spend time cleaning up notes when preparing for audits.
A standardized record of underwriting rationale is created automatically, ready for audit without extra effort.
Business Impact
Faster decisions on which risks to quote.
More consistent risk appetite application and faster reviews.
Faster referral decisions.
Lower compliance risk and faster audit prep.
Quoting
use case
Current Process
Currently, risk factors are pulled together manually to decide if a case should be quoted.
With Narratives
Automatically summarizes key risk drivers upfront, providing a clear snapshot to prioritize cases faster.
Business Impact
Faster decisions on which risks to quote.
Peer Review
use case
Current Process
Peer reviews are slowed by unstructured summaries; reviewers often have to go back to source documents.
With Narratives
Risk factors and case notes are presented clearly and consistently.
Business Impact
More consistent risk appetite application and faster reviews.
Referrals
use case
Current Process
Referral memos vary between underwriters; approvers often have to sort through inconsistent write-ups to understand the case.
With Narratives
Consistent case summaries make it easier for approvers to see the full risk story and sign off faster.
Business Impact
Faster referral decisions.
Decisions Documentation & Audits
use case
Current Process
Underwriting rationale is often recorded unevenly; teams spend time cleaning up notes when preparing for audits.
With Narratives
A standardized record of underwriting rationale is created automatically, ready for audit without extra effort.
Business Impact
Lower compliance risk and faster audit prep.