500+ underwriting professionals weigh in on the future of the industry
01
AI Adoption
For the teams using it, Al is already paying off
Al has moved into the daily workflow, and it's showing up where it counts: in capacity, and in the quality of the decisions themselves.
92%
report sharper, more consistent underwriting decisions.
of underwriting executives surveyed
85%
say their team can take on more submissions than before.
of underwriting executives surveyed
02
Workforce trends
AI's impact on talent and retention
AI is changing what underwriting teams look like, and what underwriters want from the companies they work for. The insurers paying attention are attracting the best people.
77%
are concerned about losing underwriters to competitors with stronger AI capabilities.
of underwriting executives surveyed
72%
a company’s AI capabilities would factor into a career move.
OF UNDERWRITers SURVEYED
03
Industry Optimism
The future looks bring for underwriting
The people closest to underwriting are optimistic about the future. AI is making executivess and underwriters more excited about where the industry is headed.
99%
feel increased excitement about the future of the industry because of AI.
of underwriting executives surveyed
86%
would recommend underwriting as a career to someone starting out today.
OF UNDERWRITers SURVEYED
We surveyed underwriters and underwriting executives across United States and Europe
We surveyed underwriters and underwriting executives across United States and Europe
Across Two Regions
543
Underwriting professionals surveyed
270
Underwriting executives
273
Underwriters
5%
Margin of error at 95% confidence
Commissioned by Sixfold; independent double-blind study conducted by independent research company, fielded Q1 2026
Respondents randomly sampled across the United States and Europe and compensated for participation
Learn more about the future of underwriting
Where the industry actually stands on AI: What's driving the ROI case for executivess, and where trust and integration issues still hold projects back.
How the underwriter's job is changing: what AI is taking off underwriters' plates, where executives and underwriters want to spend their time instead.
Why talent and AI strategy are now linked: how a company's approach to AI is influencing who stays, who leaves, and who applies.
How to build an AI-fluent team
Underwriters see ROI from AI, optimism about the future of underwriting is universally positive, but the gap between implementation and AI-fluency is where most organizations get stuck. This webinar brings together underwriting executives to talk through what it takes to build underwriting teams that treat AI as a teammate.
